Terms of Use ("Terms")
Please read these Terms of Use (“Terms”, “Terms of Use”) carefully before using the Kidwells Loans https://www.kidwellsloans.co.uk website (the “Service”) operated by Kidwells Legal Loans Ltd (“us”, “we”, or “our”).
Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users and others who access or use the Service.
Kidwells Legal Loans Ltd is authorised and regulated by the Financial Conduct Authority (firm reference number 723996). Kidwells Legal Loans Ltd is registered in England and Wales (no. 08555898). Registered office: Kidwells House Unit 4, Coldnose Road, Rotherwas Industrial Estate, Hereford, HR2 6JL
By accessing or using the Service you agree to be bound by these Terms. If you disagree with any part of the terms then you may not access the Service.
Tip: If you currently have a loan with us, these Terms are not the terms and conditions that apply to your credit with us. Our Terms of Use applies to your use of this website (the “Service”). If you require an additional copy of your loan’s Terms & Conditions, please contact us at info@kidwellsloans.co.uk
Accessing Our Service
We process your information as outlined in our privacy policy at https://www.kidwellsloans.co.uk/privacy-policy/. By using our site, you consent to this processing and you agree that all data provided by you is accurate.
We may terminate or suspend access to our Service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.
If you choose, or you are provided with a user identification code, password or any other piece of information as part of our security procedures relating to your use of this Service, you agree that this information as confidential, and that you will not disclose it to any third party. We reserve the right to disable any user identification code or password, whether this has been chosen by you or allocated by us, if you fail to comply with these terms of use.
All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.
Reliance On Information Posted & Disclaimer
The materials contained on our Service are provided for general information purposes only and do not claim to be or constitute legal or other professional advice and shall not be relied upon as such
We do not accept any responsibility for any loss which may arise from accessing or reliance on the information on this site and to the fullest extent permitted by English law, we exclude all liability for loss or damages direct or indirect arising from use of this site.
Intellectual Property Rights
We are the owner or the licensee of all intellectual property rights in our site, and in the material published on it. Those works are protected by copyright laws and treaties around the world. All such rights are reserved. You may print off one copy, and may download extracts, of any page(s) from our site for your personal reference and you may draw the attention of others within your organisation to material posted on our site.
You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text.
Our status (and that of any identified contributors) as the authors of material on our site must always be acknowledged. You must not use any part of the materials on our site for commercial purposes without obtaining a licence to do so from us or our licensors.
If you print off, copy or download any part of our site in breach of these terms of use, your right to use our Service will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.
Viruses, Hacking and Other Offences
You must not misuse our Service by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to our site, the server on which our Service is stored or any server, computer or database connected to our site. You must not attack our Service via a denial-of-service attack or a distributed denial-of service attack.
By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our Service will cease immediately.
We will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our site or to your downloading of any material posted on it, or on any website linked to it.
Links To Other Websites
Our Service may contain links to third-party web sites or services that are not owned or controlled by Kidwells Legal Loans Ltd.
We have no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third party web sites or services. You further acknowledge and agree that Kidwells Legal Loans Ltd shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such web sites or services.
Changes
We reserve the right, at our sole discretion, to modify or replace these Terms at any time.
Contact Us
If you have any questions about these Terms, please contact us.
By email: info@kidwellsloans.co.uk
By post:
Kidwells Loans
4 Coldnose Road
Hereford
HR2 6JL
Last updated: 18th January 2023